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EXCERPT FROM JERROLL'S BOOK

 The Physics of Money: If You've Got My Dollar, I Don't

While the African-American past is characterized by slavery, discrimination, and unfair treatment, empowered African Americans accept complete responsibility for their future.

Responsibility for our future. Some things are Black and White. As much as we resent being categorized into groups, the reality is that groupings are very useful. Scientists use groupings to categorize similar beings; mathematicians use groupings for problem-solving and identifying patterns; and the business world categorizes industries, stocks, and target markets by groups. Groupings are necessary because they make information manageable and analysis possible, especially when topics are complex.

We both embrace and reject the use of groupings when it comes to race. When a report or an allegation is negative, we quickly emphasize that we are not responsible for the actions of others in our group. To paraphrase Dr. Martin Luther King, Jr., just slightly, "We want to be judged by the content of our character and not by the color of our skin." When the label or perception assigned to our group is considered complimentary by African Americans, such as the often proclaimed sexual prowess of African-American males, we seldom complain that we are being viewed as a group.

Like it or not, the actions of a critical mass define how a race is perceived. As African Americans, we must accept responsibility for the negative perceptions associated with our race, just as White America must accept responsibility for the perception that it is racist and unfair. The future of African Americans is yours to define!